Health Care & Medical

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Facts and Benefits About Covered California Obamacare

The health insurance marketplace in the US state of California is called Covered California basing on the Patient Protection and Affordable Care Act, wherein the exchange enables individuals and small business to avail of health insurance at federally subsidized rates. Covered California is being administered by an independent agency of the California government. In September 2010, the California Health Benefit Exchange was created when then-Governor Arnold Schwarzenegger prioritized Obamacare. Covered California is the place where Californians can obtain a brand-name health insurance under the Patient Protection and Affordable Care Act and Obamacare.

The different insurance companies participating in Covered California for the individual and family exchange as of 2017 are the following: Sharp Health Plan, Valley Health Plan (owned by Santa Clara County), Health Net, Kaiser foundation health Plan, L.A. Care Health Plan, Molina Healthcare, Oscar Health, Chinese Community Health Plan, Western Health Advantage, Anthem Blue Cross of California, Blue Shield of California, and Brand New Day. The open enrollment for Covered California or Obamacare begins each fall, and others may be eligible to sign up anytime within the year due to life-changing events like moving, giving birth, or getting married. The covered California income limits need consumers to have a household income ranging from 0% to 400% of the Federal Poverty Level in order to qualify for the government health insurance plan assistance.

In order to determine your qualification, you can check on the Obamacare income guidelines chart basing on the Federal Poverty Level online. In accordance with the Obamacare Income Guidelines, if a family makes less than $97,200 per year, or an individual earns less than $47,520 annually, they may qualify for government assistance according to their income. How are pregnant women covered by the exchange? According to Covered California income limits, pregnant women qualify for Obamacare if her household earnings is more than 138% to 213%. Children under 19 years old may qualify to enroll on Obama Care California plans for MediCal when the family household income is 266% or less. Proof of income accepted include bank statements, pay stubs, and others.

The Obamacare simplified is very helpful to low-income earning families, making quality healthcare accessible to everybody. The Covered California website is your resource hub for Obamacare or Medicare and Fresno insurance simplified. Check related articles on our homepage or website now. Health is wealth, so take advantage of quality health care through Obamacare now.